Telematics 'could encourage safer driving'

Date: 15/5/2012

Vehicle telematics could encourage people to drive with more care in a bid to reduce their car insurance policy.

RAC patrolman Prakesh Patel explained telematics boxes are fitted to cars to monitor the way people drive, including the way they brake or accelerate and the speed at which they travel.

This helps motorists because they can be rewarded with a lower premium when they have been driving well.

Car insurance companies can also benefit because they are able to check when people are on the road.

"If you've got an insurance policy that says you shouldn't be driving after 11pm in the evening they will nullify your insurance if you do get caught," Mr Patel stated.

Transport Secretary Justine Greening recently called for a greater adoption of telematics in the insurance sector as it will help to reduce the cost of cover for younger road users in particular.

Mr Patel agreed, noting those who have not been driving for as long find it difficult to get a competitive quote because they do not have a no-claims discount.

Posted by Mary Treen